Paystream (PAYS)

Paystream (PAYS) is a decentralized peer-to-peer lending protocol built on the Solana blockchain that aims to optimize the lending and borrowing experience for users. By utilizing an innovative matching engine, the platform connects lenders and borrowers directly, allowing for better rates than traditional finance. When a match cannot be found, Paystream automatically redirects funds to reputable fallback protocols such as Kamino and JupLend, facilitating continuous earning opportunities and ensuring that idle capital is minimized.

The protocol features a unique Leveraged Liquidity Provisioning (LLP) system that empowers traders to leverage their positions in decentralized finance (DeFi) pools. This solution not only amplifies returns on idle liquidity but also minimizes liquidity fragmentation by consolidating resources within the Paystream ecosystem. By routing idle capital to active lending pools, users benefit from enhanced yields, establishing a new standard for efficiency in on-chain lending.

Paystream is designed to deliver efficient solutions for a diverse range of participants, including lenders, borrowers, and traders. With an automatic optimization of rates and a focus on providing high Annual Percentage Yields (APYs), users can feel confident that their funds will always be working to generate returns. By matching borrowers directly with lenders at optimal rates and leveraging fallback protocols when necessary, Paystream embodies a commitment to maximizing capital productivity in the decentralized finance space.