U Coin (U)

„U-topia is a PayFi company redefining digital finance by addressing inefficiencies in traditional banking and payment systems. Using decentralized financial tools and next-gen tech, U-topia delivers seamless, low-cost, and borderless solutions for individuals and businesses worldwide.

By decentralizing payments, U-topia powers Web3 financial products and rewards users with Real-World Assets. With Sprynt, a Web3 PayFi wallet spun out from a profitable crypto OTC merchant business, now evolving into a full-stack wallet for payments, custody, yield, and real-world rewards.

Built on top of a 100K+ KYC user base and 5 active global licenses, Sprynt is bringing OTC liquidity, regulated on/off-ramps, and tokenized loyalty into one simple consumer app

Products:

🔹 Topi.AI (https://u-topia.ai/) – The First RWA AI Agent

Rewards users for engagement, trading, and transactions.

Analyzes on-chain data and market trends in real-time.

Integrated with Telegram’s U-App mini app for seamless interaction.

🔹 Sprynt – Send & Receive: P2P stablecoin payments with licensed, regulated fiat on/off ramps.VARA Licenses (Dubai) – Allows for Sponsorship of other Web3 companies – B2B licensing revenue opportunity

🔹 U-Coin – The Lifeblood of the Ecosystem

Powers, staking, rewards, and in-game utility across the platform.

Enables real-world spending with over 70,000 redeemable products.

Integrated into Web3 gaming, music, and film experiences.

📊 Traction to Date

•⁠ 113,000+ KYC’d Users onboarded  

•⁠ $200M+ TX Volume via regulated OTC swaps

•⁠ 5 Active Licenses (Canada, Dubai, Poland, Estonia, Australia)

•⁠ $2M ARR, 1.5% margins from swaps & OTC

• Operational MOAT: 4 NEW VASP Upcoming, $2M USD ARR, licensed OTC + token rewards in one.“