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Datarius Credit (DTRC) is the token associated with Datarius Cryptobank, the first social P2P cryptobank. As a decentralized, partially closed system, Datarius aims to provide users with various financial services and applications while reducing transaction costs. The platform directly links lenders, borrowers, and related services like managers, analysts, insurance companies, funds, and trading terminals. One of the key features of Datarius is its social orientation, which includes trust limits and a trust management system, earning possibility roles and programs, and commission back. The platform strives to be open and transparent in everything it does and aims to be its customers’ partner, guide, and friend.
Datarius Cryptobank offers comprehensive financial tools, including currency transactions, direct lending, investment programs, credit for SMEs, demand deposits, and intrasystem card products. The platform utilizes new, unique algorithms for credit scoring based on existing data from partner companies. It also enhances the integration between cryptocurrency and fiat, including instant transfer systems. With a trust limit system, users can set limits for specific individuals, groups, or all users based on pre-defined criteria, making the platform more social. Datarius Cryptobank seeks to provide people worldwide with free and equal access to a maximum number of financial products, ensuring freedom of choice and action.
The Datarius Cryptobank operates on P2P technology, analyzing users’ physical and behavioral traits for identification and access control. It incorporates advanced technologies such as big data analysis and applied artificial intelligence to improve services and provide a better user experience. With its architecture built on blockchain technology, Datarius aims to transform the logic of business management. Its mobile app allows users to access all financial tools, receive immediate loans, make credit payments at partner points, transfer money internationally, and monitor their investment portfolios. Datarius Cryptobank aims to redefine the fintech industry by providing users with complete freedom of choice, socialization, and a strong focus on transparency.
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