Formation FI (FORM)

Formation FI (FORM) is a coin Formation Finance offers, available on the Formation.fi app. The app provides single-side staking, allowing users to stake $FORM and earn $FORM in return. The platform is backed by Smart Yield Farming 2.0, which incorporates principles from the Risk Parity Protocol. Formation FI offers four cross-chain yield farming strategies classes, represented by index coins alpha, beta, gamma, and $FORM. By optimizing portfolio risk and applying algorithmic predictive intelligence, the platform aims to maximize yield while minimizing risk.

Risk Parity Protocol, the underlying framework of Formation FI, utilizes a systematic architecture to optimize the return-to-risk ratio for each unit of risk. It achieves this through secular diversification and pairing countertrend assets within the index coins. The protocol automatically recommends a chain-agnostic portfolio of yield farming strategies tailored to the user’s risk profile. Formation FI aims to optimize the risk-reward ratio, reduce overall risk, and generate fixed returns for token holders. The protocol is governed by a DAO community, allowing token holders to exercise voting rights and participate in reward sharing.

Formation FI aims to simplify generating a fixed income by providing a one-click solution for cross-chain risk-optimized returns. The platform removes the need for traditional banks, allowing users to spend their yield directly through a debit card linked to their wallet. Credit delegation and auto repayment of debt options are also available. The platform emphasizes communal effort and aims to build a community that grows together, focused on investment over speculation. Formation FI operates on multiple blockchains, including Ethereum (ERC-20) and Binance Smart Chain (BSC), and is available on various exchange platforms.