JOYS (JOYS)

JOYS is a next-generation payment ecosystem that connects different payment systems and allows users to transact with any form of money, cryptocurrencies, and digital assets in compliance with the law. It enables the creation and integration of multi-level retail and manufacturer loyalty systems, as well as the use of Big Data and streaming analytics for data discovery.

JOYS offers the Joys Fast Payment (SBP) system, a fast payment system of the Central Bank of Russia, designed for transactions between individuals and businesses. It features an extended functionality provided by Digital Payments LLC, with a fixed commission of 0.4% or 0.7% and funds deposited within 15 seconds. It provides ready integration solutions for point-of-sale software, offering quick and free connection.

With JOYS, businesses can easily automate individual loyalty programs, combine bonuses and discounts in one program, offer increased points accumulation for VIP customers, and maintain standard discounts for other buyers. It also offers ready integration solutions for cash register software, simplifying the connection process for businesses. Its modular design ensures compatibility with popular QR code payment systems like WeChat, Alipay, and SBP, allowing integration with loyalty programs and more.