Term Structure (TERM)

The Term Structure (TERM) coin is part of a comprehensive effort to make decentralized finance (DeFi) complete. It aims to address some problems in the DeFi space, such as unstable returns, inefficient prices, and unchangeable risks. Existing money market protocols often experience fluctuating returns and costs, making them unsuitable for borrowers and lenders with long-term goals. Traditional finance has shown that combining batch auctions and order books is a more appropriate approach to price discovery for fixed-income instruments, and the Term Structure coin seeks to apply this concept to DeFi. Furthermore, the coin aims to provide hedging instruments for both DeFi users and traditional financial institutions, as well as enable fixed-rate term financing for tokenized real-world assets within the DeFi ecosystem.

One of the key features that sets Term Structure (TERM) apart is the zkTrue-up protocol, a customized zk-rollup solution for auction and order book matching in DeFi. zkTrue-up utilizes Zero-Knowledge Proofs and Sparse Merkle Tree technology to ensure fairness, privacy, and scalability. Unlike custodial models, TERM allows users to retain control over their assets and execute forced withdrawals to secure their holdings, eliminating concerns about protocol-related risks. Additionally, Term Structure embraces a peer-to-peer model, enabling users to utilize limit orders and access better quotes than other fixed-income protocols. With interdependent primary, secondary, and repurchase bond markets, users can take risks and hedge while enjoying transparent costs and zero slippage, resulting in a user-friendly trading experience.

Investors in Term Structure (TERM) can have confidence in its credibility as it undergoes regular audits. The project emphasizes transparency and informs its community through an Insider’s Circle newsletter. For further information or inquiries, individuals can reach out to info@ts.finance. The Term Structure project is committed to advancing DeFi and ensuring that individuals have access to a complete and robust decentralized finance ecosystem. As a result, it has created a term structure of interest rates, introduced hedging instruments, and enabled fixed-rate term financing for tokenized real-world assets. Term Structure (TERM) aims to provide users with the tools and infrastructure they need for a more efficient and secure DeFi experience.