Hatom (HTM)

Hatom (HTM) is a decentralized, algorithmic protocol designed for lending, borrowing, and staking assets on the MultiversX Network. It offers a range of products and services that empower DeFi through innovative solutions. With Hatom, users can lend their assets and earn interest while also being able to borrow against their collateral in an over-collateralized manner. The protocol operates on a decentralized network, ensuring security and transparency for its users.

Hatom’s ecosystem includes features like Liquid Staking, Isolated Pools, and Universal Lending. By becoming a liquidity provider, users can supply their assets to Hatom’s lending protocol and earn interest on their deposits. The protocol also supports cross-chain lending, allowing users to access lending services across blockchains. Additionally, Hatom offers products like the Hatom Treasury, which allows users to earn interest on their fiat currency without dealing with the complexities of crypto.

Backed by reputable security partners and audited for smart contract verification, Hatom ensures the safety of user funds. The protocol also has a governance system through which users can participate in defining the evolution of the protocol. With HTM staking, users can earn a share of the revenue generated by the entire ecosystem. Hatom is committed to growing the MultiversX ecosystem and invites developers to contribute by building DeFi apps and tools on top of its lending protocol.