OPTIM is a cryptocurrency that offers innovative yield products built on the Cardano blockchain. It aims to optimize capital allocation and power innovation, from ADA staking to supporting small and medium-sized enterprises (SMEs) in emerging markets. With OPTIM, users can participate in liquidity bonds, RWA (real-world asset) vaults, strategy vaults, and structured products, all designed to provide additional yield opportunities and contribute to the network’s decentralization.
Liquidity Bonds allow users to borrow and lend ADA delegation rights trustless and on-chain. This enables individuals, small stake pools, and ecosystem projects to earn additional yield and raise funds in a decentralized way. RWA Vaults, coming soon, aims to deploy crypto liquidity to the real world through SME lending, while Strategy Vaults offers innovative passive investment tools that optimize yield on digital assets. OPTIM also plans to introduce structured products, which will enable the creation of collateralized debt obligations (CDOs) and novel derivatives on the Cardano blockchain.
OPTIM is developed by a team of software engineers, finance experts, designers, crypto natives, and decentralization advocates with significant experience building DeFi on Cardano and other blockchain platforms. The project provides frequent updates on development progress, partnerships, and technical research through their Medium articles. To foster community engagement, OPTIM invites users to join their Discord server, follow them on Twitter, and access their extensive documentation through Gitbook. By offering Liquidity Bonds and other innovative features, OPTIM aims to empower the Cardano community and drive the adoption of decentralized finance.