ROI Coin (ROI)

What is ROI coin?

ROI coin is a Cryptocurrency built on the ROI coin core ver. 11.3, incorporating HOdl PoS to reward savers.

It pays interest on every balance and higher interest rates for locked term deposits; that is precisely why ROI coin is Return on Investment.

Compound Interest on all Balances

Interest is paid on all outputs (Balances) and compounded on each block. This is to discourage rolling outputs into new blocks to compound interest.

Benefits:

• Exciting for Stakeholder to see their balances continually increase as each block is received.
• Interest discourages users from leaving large balances on exchanges – expensive to maintain large sell walls.
• Interest encourages users to keep their balances, reducing supply while increasing market demand.
• The 30-day limit will dilute abandoned balances, reducing supply.
• 30-day limit encourages term deposits, reducing supply and increasing demand.
• Encourages exchanges to trade in the coin, as they can earn interest on customer’s deposits.
• Unconfirmed transactions become more valuable as their inputs earn interest.

Deposit Interest

• Paid on Term Deposits (aka Fixed deposit/time deposit)
• Regular deposits can have a maximum of 1-year interest

Why?

This encourages and reward Stakeholder. Term deposits also constrain supply, increasing demand – term deposit coins cannot be moved until the term ends. Interest is handled in the blockchain and protocol using CHECKLOCKTIMEVERIFY. There is no counterparty.

Fixed Parameters

The PoW Algorithm is considered a technical detail. It is subject to change to favor CPU and consumer-grade hardware to keep mining participatory and distributed.

Specifications:

• 1 MB Blocksize
• Max TX is 250 KB ( ~ 1500 TXs)
• COINBASE_MATURITY = 360;
• 120 second blocks
• 120 ROI subsidy per block (no halving)
• Total of 1,000,000,000 ROI will be mined over a 30 year period (7,884,000 blocks) or 86,400 coins per day.
• Total coinbase potentially 7 Billion +/- coins. Variables depend on the behavior of coin owners, term depositing, and period for locked funds.