What is ROI coin? ROI coin is a Cryptocurrency built on the ROI coin core ver. 11.3, incorporating HOdl PoS to reward savers. It pays interest on every balance as well as higher interest rates for locked term deposits and that is precisely why ROI coin is Return on Investment.
Compound Interest on all Balances Interest is paid on all outputs (Balances) and compounded on each block. This is to discourage rolling outputs into new blocks simply to compound interest.
Benefits: Exciting for Stakeholder to see their balances continually increase as each block is received. Interest discourages users from leaving large balances on exchanges – expensive to maintain large sell walls. Interest encourages users to keep their balances, reducing supply while increasing market demand. 30 day limit will dilute abandoned balances, reducing supply. 30 day limit encourages term deposits, reducing supply and increasing demand. Encourages exchanges to trade in the coin, as they can earn interest on customer’s deposits. Unconfirmed transactions become more valuable over time, as their inputs continue to earn interest.
Deposit Interest Paid on Term Deposits (aka Fixed deposit / time deposit) Regular deposits can have a maximum of 1 year interest Why? This encourages and reward Stakeholder. Term deposits also constrain supply, increasing demand – term deposit coins cannot be moved until term ends. Interest is handled in the blockchain and protocol using CHECKLOCKTIMEVERIFY. There is no counterparty. Fixed Parameters The PoW Algorithm is considered a technical detail and is subject to change to favor CPU and consumer grade hardware with the intention of keeping mining participatory and distributed.
Specifications: 1 MB Blocksize Max TX is 250 KB ( ~ 1500 TXs) COINBASE_MATURITY = 360; 120 second blocks 120 ROI subsidy per block (no halving) Total of 1,000,000,000 ROI will be mined over a 30 year period (7,884,000 blocks) or 86,400 coins per day. Total coinbase potentially 7 Billion +/- coins. Variables depend on behavior of coin owners, term depositing and period of time for locked funds.