USD+ (usd+)

USD+ (usd+) is a stablecoin that is backed by U.S. Treasury bills, designed to provide users with an opportunity to earn yield while holding a stable asset. With a projected annual percentage yield (APY) of up to 3.33%, the yield is distributed daily to users’ wallets, offering a unique investment option for those looking to achieve returns on their idle stablecoins. The stablecoin maintains a peg to the U.S. dollar, making it suitable for various financial activities.

One of the standout features of USD+ is its mechanism for yield generation. Rather than relying on profits flowing to centralized issuers, the yield is streamed directly to holders through M0’s universal stablecoin platform. This approach not only enhances transparency but ensures that the benefits of the generated yield are directly received by USD+ holders. Additionally, the collateral for USD+ is transparently tracked and independently verified, reinforcing the reliability of this financial instrument.

USD+ provides users with flexibility in interacting with decentralized finance (DeFi) ecosystems, allowing them to lend, spend, or provide liquidity without the need for staking or lockups. Targeted at individuals and organizations alike, USD+ is built to promote a borderless and accessible financial infrastructure. However, users are advised to understand the associated risks, as USD+ is not a bank deposit and is not covered by any government insurance, which underscores the importance of informed participation within cryptocurrency markets.