SmartFi (SMTF)

(The roadmap can be found on page 46 of the whitepaper. It doesn’t contain images or follow the usual format, as we have been in business for 15 years. We also don’t fund our business through token sales. The core infrastructure was built before we offered our token. Products like SmartLoan and SmartInterest are examples.)

1. SmartFi’s Unique Lending Process

SmartFi provides fiat liquidity to cryptocurrency holders without requiring them to relinquish their crypto ownership.

2. Bear Market Resistance

The SmartFi Token (SMTF) is designed to resist bear market volatility through its unique lending model.

3. 100% Buy-Back Guarantee

SmartFi’s unique cryptocurrency monetary policy under certain conditions includes a 100% buy-back guarantee. This ensures SMTF holders can get their original purchase price back.

4. Safer and Simpler Token

SmartFi has created a financial model prioritizing safety through the 100% buy-back guarantee. The value of SMTF is indexed to the SmartFi loan portfolio, offering speculative price increases. This makes buying the SmartFi Token simpler and safer.

5. CeDeFi Lending Model

SmartFi’s unique CeDeFi model extends lending to traditional small business borrowers using real assets as collateral. This decentralized monetary policy allows the lending process to replace traditional lenders, relying solely on cryptocurrency value.

SmartFi brings cryptocurrencies to the masses without altering the borrower’s experience. Borrowers remain unaware that their loans are funded by cryptocurrency, as the underwriting and borrowing process remains unchanged. SmartFi seamlessly integrates cryptocurrency funding into fiat loans.