Luno

Luno is a custodial cryptocurrency exchange and wallet platform founded in 2013 and headquartered in London. Originally launched as BitX, the service rebranded to Luno in 2017. It is operated by Luno Pte Ltd, a subsidiary of Digital Currency Group (DCG), which acquired the company in 2020. Luno serves over 15 million customers across more than 40 countries, with a particularly strong presence in the UK, Europe, Africa (South Africa, Nigeria), Southeast Asia (Malaysia, Indonesia), and Australia.

Custody: fully custodial: Luno holds private keys on behalf of users. The majority of customer funds are stored offline in deep-freeze cold storage, managed via institutional custodians BitGo and Fireblocks. Hot wallets use multi-signature technology requiring three keys, with one held by an external custodian and backup keys stored in geographically dispersed vaults. Luno publishes monthly Proof of Reserves audits using Merkle Tree verification via Moore Audit and holds ISO/IEC 27001:2022 certification. Additional protections include:

• Two-factor authentication and biometric access controls
• AWS-hosted infrastructure with encrypted traffic
• Bug bounty program

Users can buy, sell, store, and trade cryptocurrency through the Luno web platform and mobile apps for iOS and Android. The platform includes a professional-grade exchange with advanced order types, TradingView-powered charts, and an API for programmatic trading. Additional features include:

• Staking for eligible assets
• Recurring buys
• Multi-asset investment bundles
• Prediction markets

Luno follows a regulation-first approach with strict KYC and AML requirements and actively vets listed assets for compliance.

Supported assets:

• Bitcoin (BTC)
• Ethereum (ETH)
• Ripple (XRP)
• Litecoin (LTC)
• Bitcoin Cash (BCH)
• Solana (SOL)
• Tether (USDT)
• USD Coin (USDC)
• Tether Gold (XAUt)
• A growing list of altcoins that varies by region

Availability of specific assets depends on local regulatory conditions; Luno has recently expanded its listed assets significantly in markets such as Malaysia.