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Unity Matrix Commons (UMC) is a decentralized cryptocurrency that aims to protect high deductibles, premium increases, and pre-existing condition fees imposed by insurance companies. With UMC, users can exchange their Ethereum (ETH) for UMC tokens and use them to purchase insurance policies. The platform eliminates the need for insurance agents and middlemen who may have incentives to deny claims. If policyholders don’t use their premiums, they will be refunded 100% by the end of the plan period.
UMC offers a user-friendly interface for clients to file claims, making the process simple and hassle-free. The platform is designed to operate decentralized, ensuring claims are handled within a network community of policyholders without corporate entities manipulating the process. To protect user accounts and personal information during the claims process, the UMC client features 2-factor authentication and redaction tools. Additionally, the platform’s incentive-driven voting system helps process claims quickly, cheaply, and fairly, ensuring timely resolution of claims and disputes.
UMC is available for trading on various exchanges and has gained recognition in press listings and wallets. Unity Matrix Commons LLC, the organization behind UMC, emphasizes its commitment to privacy and security. The UMC token sale is governed by the terms outlined in the Smart Contract System Code, and contributions are accepted in Ethereum cryptocurrency (ETH) only. Interested individuals can stay current on UMC by subscribing to the mailing list on the Umbrella Coin website.
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